Better Home Loans for America’s Military


Our military borrowers deserve unique benefits. Our VA loans provide them.

VA loans are partially insured by the U.S. Department of Veterans Affairs (VA) and are a valuable benefit for military veterans and active servicemen and women. This federal insurance enables us to offer easier qualifying guidelines and low down payment options.

Did you know you can use your VA loan again?

  • 0% Down Payment

  • A minimum credit of 580 is required for fixed-rate financing.

  • Borrowers with credit scores from 580 to 619 are subject to stricter guidelines*.

  • Adjustable-rate mortgages (ARMs) require a minimum 620 credit score.

  • High-balance loan amounts equal to the statutory loan limit for the area or $1 million (whichever is less) may be available.

  • Allowed property types include single-family residences, 2-4 unit properties, VA-approved condominiums, manufactured homes, properties in Planned Unit Developments (PUDs).

  • Financing for primary residences, second homes and investment properties may be available.

Allow us to help you finance your next VA home loan.

Rick Elmendorf is committed to being a trusted resource in meeting the specific needs of the brave men and women of the United States Armed Forces who serve, or have served, our country with resolute sacrifice.

The VA Loan is an exclusive financing option for active duty military personnel, veterans and their families. As the #1 VA lending team in Virginia, allow us to help you finance your next VA home loan. With the VA loan you can finance up to 100% of the value of your home. Purchase a new home, take cash out to pay off bills, finance a new home even if your eligibility is tied up and more!