Dedication You Can Rely On. Commitment You Can Trust.

Rick Elmendorf

Military/VA Loan Expert

Raised in a military home, Rick has always had a strong sense of patriotism accompanied by genuine admiration and appreciation for the men and women who serve in our nation’s armed forces. After the events of 9/11, Rick sought out a new objective that went beyond mere mortgaging–to better serve veterans and active military. His passion has allowed him to help thousands of military personnel to obtain VA financing and find their new homes. You’ve served our country, now let Rick serve you.

If you’d like to speak with a lending professional, just ring us at 571-249-5363 or drop us an email at military@redteamlending.com

Military & Veteran Loan Experts

  • Rick & Marie Elmendorf
    Rick & Marie Elmendorf
    NMLS ID: 485091
  • Michelle Powstanski
    Michelle Powstanski
    NMLS ID: 485136
  • Chris Neofotis
    Chris Neofotis
    NMLS ID: 485129
  • Cesar Bryson
    Cesar Bryson
    NMLS ID: 483534
  • James Fitzgerald
    James Fitzgerald
    NMLS ID: 1140089
  • Troy Calvert
    Troy Calvert
    NMLS ID: 1470162
  • Travis Wilson
    Travis Wilson
    NMLS ID: 1565201
  • Kaitlyn Holzhauer
    Kaitlyn Holzhauer
    NMLS ID: 1550584

Home financing the way it should be, EASY!

Rick & Marie Elmendorf
NMLS ID: 485091

Recently recognized as one of the Top 1% Mortgage Originators in America, Rick Elmendorf is known for helping real estate agents thrive by applying structured systems supporting the right relationships for igniting growth and creating a business – and life – they always dreamed of. With 25 years of experience and growth rates that consistently place him among the most successful loan officers in the nation, Rick has built his business on a systematic approach to building strong relationships with the right people who will add value and uplift your business.

The existing relationships between loan officers and Realtors is, quite frankly, broken. In his book, The Loan Officer Revolution, Rick offers his solution – and a detailed system – for fixing how loan officers, Realtors, and industry professionals create and add value to partnerships that will accelerate business growth for long-term results.

You CAN have a life and own an exceptionally successful business; it is all about connecting with the right people and having the right system in place. This book lays Rick’s system out, step-by-step, for creating partnerships with Realtors that will put life back into your business, instead of sucking the joy out of it.

In 2016, Rick’s business volume increased over 30%, with his best year ever at nearly $210 million with 560 units. His experience and expertise has made him a sought-after industry speaker and he has presented at top industry events in Atlantic City, Washington D.C., and Las Vegas over the last few years. As a mentor and coach, Rick’s ultimate goal is to not only provide the highest quality training, but to also help his colleagues intertwine life with business, rich with joy and success.

Rick resides in the metro D.C. area with his wife—and business partner— of 22 years and their two sons. Learn more and connect with Rick at www.loanwithrick.com

Rick@ElmendorfTeam.com

Michelle Powstanski
NMLS ID: 485136

Michelle began her mortgage career at the young age of 18. She started learning the loan processing, originating, and secondary market aspects of the business within the first 2 years.  From there, she expanded to become the manager for several top producing sales teams on the wholesale side of mortgages. From 2003-2008 she was a top producing Wholesale Account Executive for the Long Island, NY, Eastern Shore of Maryland, and Northern Virginia territories.  She met Rick in 2009 and has been managing Elmendorf Team client relationships and originating alongside Rick ever since.

Michelle’s passion for servicing clients and sharing her knowledge is the #1 reason she enjoys her work.  She loves providing the assistance and guidance clients need while financing their home.

In Michelle’s free time she enjoys spending time with her family and bulldog.  She loves movies, shopping, wine tasting, and any excuse to have dinner with friends.

Michelle@ElmendorfTeam.com

Chris Neofotis
NMLS ID: 485129

With over 13 years of experience Chris has proven to be an industry leader consistently averaging over 50 million dollars in closed loans per year. He began his career in 2004 working for one of the top producers in the country on a team that closed over 300 million in business that year. In 2010 Chris joined The Elmendorf Team and quickly became the team’s top producing loan officer year after year. Partnering with Rick and his team allowed Chris to leverage his knowledge of products alongside Rick’s savvy ability to think outside the box. A proud native of Charlottesville, Virginia he prides himself on outstanding customer service and giving each client an unparalleled experience from start to finish.

Chris@ElmendorfTeam.com

Cesar Bryson
NMLS ID: 483534

A resident of Northern Virginia for over 25 years, Cesar has been in the mortgage industry since 2004. He has a degree in Business Management from George Mason University. He’s also fluent in Spanish and loves to play soccer during his free time. He currently resides in Sterling with his wife and 2 children.

Cesar has proven to be a versatile employee and works well under pressure. His friendly personality and resourcefulness are a great asset when working with our clientele.

Cesar@ElmendorfTeam.com

James Fitzgerald
NMLS ID: 1140089

James was a new resident to Front Royal, Virginia when he graduated from high school. He immediately sought work in the mortgage industry and has loved every minute of it. James joined The Elmendorf Team in 2015, and couldn’t imagine a better group to work with. He enjoys spending time outdoors, fishing, hunting, and camping with his family.

James@ElmendorfTeam.com

Troy Calvert
NMLS ID: 1470162

Troy is a long time resident of the Northern Virginia area and takes pride in helping people to achieve their dreams of owning a home. He values answering client questions, explaining the mortgage process, and maintaining transparency with all of his clients. Troy is also bilingual, and a comfortable Spanish speaker. He enjoys spending time with his family, riding bikes, hiking, cups of coffee, and playing Sudoku.
Troy@ElmendorfTeam.com

Travis Wilson
NMLS ID: 1565201

Travis was raised in a Navy family and had lived all over the East Coast before settling in Fairfax, Virginia in 2000. After graduating from George Mason University in 2010 with a bachelor’s degree in Business Management, he moved to South Korea to live for four years. When Travis returned to Virginia, he accepted a role on The Elmendorf Team and has been contributing to the success of their clients since.

Travis@ElmendorfTeam.com

Kaitlyn Holzhauer
NMLS ID: 1550584

Bio Coming Soon…